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Plain-language Medicare guidance • Enrollment windows • Clear decisions.

Medicare Annual Enrollment is open now October 15 – December 7 · 33 days left
RR Medicare
Medicare • Retirement Guidance

Free download

The official Medicare handbook, in your hands.

“Medicare & You” is the U.S. government's own guide to the whole program — Parts A, B, C, and D, what's covered, what it costs, and every deadline that matters. Published by the Centers for Medicare & Medicaid Services (CMS Product No. 10050), updated every year.

Why start with the government's own book?

Everything written about Medicare traces back to this handbook. It is the source of record for what each part covers, how enrollment periods work, and what changes in the 2027 plan year — written by the agency that runs the program, with nothing to sell you.

It is free and yours to download — no sign-up needed. When you are ready for a conversation about your own situation, John is a call away.

Medicare & You — Official U.S. Government Handbook, 2027 edition

Get the 2027 handbook

The complete PDF, exactly as CMS publishes it. Keep it on your device and bring your questions to the conversation.

Get the handbook

Also available free at Medicare.gov.

Educational information, not advice about any specific plan. For details on every option available in your area, visit Medicare.gov or call 1‑800‑MEDICARE.