Plain-language Medicare guidance • Enrollment windows • Clear decisions.

Annual Enrollment opens October 15 25 days away — a review now beats a rush later
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Medicare • Retirement Guidance

Free download

The official Medicare handbook, in your hands.

“Medicare & You” is the U.S. government's own guide to the whole program — Parts A, B, C, and D, what's covered, what it costs, and every deadline that matters. Published by the Centers for Medicare & Medicaid Services (CMS Product No. 10050), updated every year.

Why start with the government's own book?

Everything written about Medicare traces back to this handbook. It is the source of record for what each part covers, how enrollment periods work, and what changes in the 2026 plan year — written by the agency that runs the program, with nothing to sell you.

We ask for your name and mobile number before the download so John knows who to follow up with — one quick text code, no password, no card. The same code opens every guide on this site.

Get the 2026 handbook

The complete PDF, exactly as CMS publishes it. Keep it on your device and bring your questions to the conversation.

Also available free at Medicare.gov.

Educational information, not advice about any specific plan. For details on every option available in your area, visit Medicare.gov or call 1‑800‑MEDICARE.