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Guides for the question you actually have.
Every guide here is free. One quick registration — a text code, no password, no card — opens all of them, and John knows who to follow up with.
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Medicare & You — the official handbook
The U.S. government's own guide to the whole program (CMS Product No. 10050), updated for the 2026 plan year. If you only open one thing, open this.
Turning 65 & getting started
Your Turning-65 Medicare Checklist
The 90/60/30-day checklist for your seven-month enrollment window — what to gather, decide, and do, in order, so nothing sneaks up on you.
Working past 65
Working Past 65: The Decision Guide
The three questions that decide whether delaying Medicare is smart for you — including the employer-size rule, the HSA six-month lookback, and the COBRA trap.
Choosing your coverage
Choosing a Medigap Policy
The official U.S. government guide to Medigap (Medicare Supplement Insurance) — what the plans cover, how pricing works, and your rights when you buy. CMS Product No. 02110, public domain and free at Medicare.gov.
Your Medicare Benefits
The official U.S. government listing of what Original Medicare covers, service by service, and what you pay for each. CMS Product No. 10116, public domain and free at Medicare.gov.
Supplement or Advantage? Your Worksheet
Fill in your doctors, medications, and priorities, walk the trade-offs side by side, and bring the finished sheet to your consultation.
Every year at enrollment
Your Medicare Year: The Annual Review Checklist
The five things to check when your plan's Annual Notice of Change arrives each September — and the fall calendar that lets you act on what you find.
Retirement income
The Retirement Gaps Worksheet
The three gaps Medicare leaves — long-term care, lifetime income, and legacy — on one honest page. Fill it in and bring it to your consultation.
Educational information, not advice about any specific plan. RR Medicare is not connected with or endorsed by the U.S. government or the federal Medicare program. Official government publications offered here are public domain and also available free at Medicare.gov, or call 1‑800‑MEDICARE.